Can You Run a Business While on the NDIS? What the Rules Actually Say
It's a question that stops a lot of participants before they even ask it: will starting a business cause a problem with my NDIS plan? For the NDIS itself, the answer is straightforward - no. Here's what actually applies, and where the funding comes from.
What actually applies
Running a business doesn't affect your NDIS plan
The NDIS funds supports related to your disability, not your income. Earning money from a micro-business doesn't reduce your funding or your eligibility.
The NDIS can fund the work of setting the business up
Where your plan includes a goal related to employment or economic participation, the NDIS can fund the capacity-building support of establishing a micro-business - generally under Supports in Employment or Employment Assistance.
Any income you earn is yours
Income from your own business is separate from your NDIS plan. It may affect other, non-NDIS payments such as a Centrelink pension - that's worth checking with Centrelink or a financial counsellor, separately from your NDIS plan.
You don't need to be job-ready or 'fully capable' to start
Supports in Employment and Employment Assistance exist to build that capacity over time, concentrated on the specific parts your disability makes a barrier - not to be used only once you're already there.
Self-managed and plan-managed participants can both access this
Most providers delivering this kind of support are unregistered, which both plan-managed and self-managed participants can engage directly, without the provider needing NDIS registration.
The part that actually trips people up
The NDIS and Centrelink are separate systems, assessed separately. Your NDIS plan isn't affected by what you earn. A Disability Support Pension, if you receive one, is assessed on income by Centrelink under its own rules - that's the one to check before you start earning, not your NDIS funding.
Getting the setup funded, not just the idea
Leah Justyce delivers NDIS-funded micro-business support directly - an artist who sells her own work worldwide and an entrepreneur who builds online businesses in Australia. Working 1:1 online, she builds a participant's business to an actual finished point: a working website and a full CRM, not a plan to execute alone afterwards.
More on Leah Justyce
What she delivers through NDIS-funded micro-business support.
Leah Justyce: NDIS microenterprise providerGo deeper
This article is general information dated 4 November 2026, not financial, legal or planning advice. It isn't advice on Centrelink or other government payments - speak to Centrelink or a financial counsellor about how business income affects any payment you receive. Funding eligibility always depends on the individual participant's plan. Juste is operated by Leah Justyce Art Gallery ABN 73 658 665 321.
